To add more colour to the festive season, State Bank of India, has reduced interest rates on home loans by 0.5-1 per cent for different maturities. The new rates will be applicable for all new loans sanctioned on or after October 8. The scheme is valid up to December 31. Now, those seeking home loans from SBI will pay cheaper interest rates depending on loan maturities and the amount of loan. There is a further advantage for those who have their salary account with the SBI. They can avail discount and further discount if a higher margin is available. The SBI has also cut down interest rates on vehicles and personal loans. Thus, it is bonanza time for customers looking to get new homes this festival season.
source: mybangaloreproperty.com
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Home equity loan prices are usually consistent all over the country. Some private shareholders may offer lower house value mortgage prices than government recognized shareholders to attract clients, however, one must be careful when interacting with these agencies.
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